There was saying life isn’t about money but you cannot live without paying the bills hence cannot go without $_$.

We grow up educated from day one to study hard and one day get a stable job and earn $$ to pay for doodads such as a nice house, a family car and if possible all the techno gadget ever invented (LOL).

However, by studying the origin of money and how money is being created out of thin air by the banks by printing pieces of paper by the government as bonds and selling the bonds as an assets, subsequently the money acquired are loaned out to individuals and interest are collected on top of the money returned hence creating new money out of thin air.

Knowing that money are created out of nothing that means everyone too can create money…out of thin air! Of course it’s up to us how to do it legally…

Some options are laid out in the table…here’s some

• Work our asses off and get paid a monthly salary
• Become a entrepreneur and work our assess off too…and with some risk & returns hopefully get profitable by 6 months into the business
• Invest some savings into high risk high return investments and with some good luck get high returns but easily turn south
• Own multiple businesses that already working fine but cost lot’s to invest to get significant returns
• Rent out properties that you own and reap the rewards after the house get fully paid but high risk of volatile property market
• Do all of the above….

Well, time are bad and everything have risk and could potentially turn sour in moment’s notice. For example my dad actually loss some money in the stocks as he was misled by other “retirees” to buy risky investment “contra” without knowing English and the risk involved and got burned when the stock got halted suddenly, luckily the stock was not suspended otherwise my house will be sold by now to repay the heavy debts incurred.

My dad is one fine examples of not knowing the proper knowledge before following the sheep in front straight into the slaughter house bringing the whole family down with him…

Well, what is life? Life is about enjoyment, freedom and healthy to enjoy life daily…if you are super rich but very very stressed & unhealthy to enjoy the life ….there are no point…imagine a millionaire that have not real friends or love and got very sick from all the unhealthy food & bad liver from entertaining clients using expensive alcohol.

Enlightenment is to live life happy even without much money and be contented with “sufficient” money to survive but human always have many sins of Pride, Vanity, Gluttony, Greed, Laziness, Jealousy and many more to push us away from the path of happiness.

To get money we have to be generous with money, to give before we can take…not be stingy and never complain about money. Don’t compare yourself with others and stay away from people who does, peer pressure to get more and more expensive doodads using future money like credit cards are totally idiots that enslave themselves with debts.

Good debts are debts that can potentially used to earn more money with at least above 60% chances of success and some effort must be taken to study & plan carefully each step into the debts usage & investment into the business.

Love & be love, spend within your means and if your love ones don’t understand that theory…he/she don’t really sincerely love you but love your “ability” to spend. Real friends don’t ask for treats, they offer to treat first instead.

Honesty is the best policy when dealing with money, never lie. Once trust are broken in any way it’s very hard to mend back, even family members can be broken up when trust are broken on money issues. “Once Bitten, Twice Shy”

Be aware of all information regards to the investments you going into and analyze all possible scenarios from the best case to the worst case and decide how much risk involved and potential returns before making a decision.

Don’t put all eggs into one single basket, it’s like using all your savings buying a single lottery ticket that can potentially goes horribly wrong.

Diversify your money into many ways and when possible save as much money as possible to reinvest into something that can make money.

Motivation is required to take actions and such motivations can be boosted by goals or desire achievement set for the future.

Always take action first and correct the mistakes later, the worst you can get is not even trying.

I heard a phrase by some successful person “The secret of success is never fear of making mistakes, in fact make as much mistakes as possible…it’s better then making no mistakes by not trying out new ways to be successful”

All above are from books & audio tapes and I thought I will write them them down for reference for myself and maybe someone may find it useful.